Glendale and Peoria real estate and homes for sale in Arizona - Keith Ritter, REALTOR® Keith Ritter REALTOR(r) for Glendale and Peoria, Arizona real estate - NUMBER1EXPERT™ Keith Ritter NUMBER1EXPERT(tm) for Glendale and Peoria, Arizona real estate

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Keith Ritter, REALTORŪ, real estate agent and broker for Glendale and Peoria Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 602-908-5020.


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Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Keith Ritter is one of The Top Selling Real Estate Experts™
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Free In-Home Presentation: Glendale and Peoria Arizona home buying, real estate listings, and homes for sale in Maricopa                       County, AZ
Welcome > For Sellers > Free In-Home Presentation ...


Request a Free Presentation On How I Will Market and Sell Your Home. Remember, All Realtors Are NOT Alike.
 

A "Listing Presentation" is an industry term for the formal presentation that a Realtor makes to prospective home sellers, trying to earn their trust and business. Don't list your home with a real estate agent without it! I would love the opportunity to make such a presentation to you. 

I'll visit your Glendale and Peoria home, and together we will walk through it, considering the positives and negatives (if any!). You will then see exactly how I would propose to sell your home, for as much as the market will bear, and within your time frame. I will tell you where I will advertise your home, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a top Realtor that can extensively market your home online! 

And you'll find out what your Glendale and Peoria home is worth, because part of my presentation will include a CMA (Comparative Market Analysis) of your home. I'll compare your home to others like it in Glendale and Peoria that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home. 

I make free presentations and prepare CMAs for prospective home sellers every day. I've literally done hundreds, and I know exactly what puts a big SOLD sign in your front yard. 

I'd love the chance to make a presentation for you. It is totally free and without any obligation. Call me! Or fill out this form and I will get back to you quickly...
 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
Where is the world's oldest castle located?

A 
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories.
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Keith Ritter, REALTORŪ, real estate agent and broker for Glendale and Peoria Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Keith Ritter
Keller Williams Realty

7025 W. Bell Rd., Suite 10
Glendale, AZ. 85308
602-908-5020
888-590-5029
Fax: 623-825-9502
Email: keith@KeithRitter.com

Keith Ritter is the NUMBER ONE SERVICE PROVIDER in Glendale, Peoria, Scottsdale and the Greater Phoenix Metropolitan area. He has a proven track record that few agents can match! His experienced team works exclusively for Keith to provide SUPERIOR SERVICE. They free Keith up to spend more time with YOU! State of the art computers and other technologies allow Keith to provide fast, efficient service to his clients!

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